SME Growth Plan – Improve Profit, Cash Flow & Financial Control

Do you really know where your money is getting stuck and whether your pricing is actually making you a profit?
We help SME owners see where profit is leaking, fix pricing mistakes, and take practical steps to improve profit using simple, easy-to-understand numbers.

WHAT WE DO

We help SMEs build a practical financial decision-making system that improves profit, protects cash, and prepares the business for tax and funding — without ongoing dependency.

Improve Profit with Clear Numbers, Pricing & Cash Flow Control

Growing a business is not only about increasing sales — it requires strong SME financial management, clean books, structured reporting, and clear visibility of profit and cash. Many SMEs struggle because accounts are inconsistent, standalone and group numbers don’t align, MIS for SMEs is unreliable, and pricing or funding decisions are taken without a solid financial base.
We help SMEs by cleaning up books, Tax Compliance, implementing SME financial reporting systems for both standalone and consolidated financials, and setting up practical MIS, budgeting, and cash flow tracking systems that can be used regularly. Alongside this, we review product-wise or project-wise pricing and margins to identify where profitability is being lost and where corrections are required.

WHAT WE ACTUALLY Offer

How We Help to Improve Profit and Control

Many SMEs lose profit because numbers are unclear and cash flow is not controlled. Data exists, but it is unreliable or too complex to use for day-to-day decisions.
We help by cleaning up financial data and implementing practical MIS, reporting, pricing, budgeting, and cash-flow management systems. This makes profit, costs, and cash clearly visible so decisions are based on facts, not assumptions.

Books Clean-Up & Financial Correction

Profit decisions fail when numbers are wrong.
We clean up incomplete or incorrect accounts, fix classifications, and bring consistency so your financial data is accurate, reliable, and ready for decision-making.

Standalone & Consolidated Financial Reporting Systems

See entity-wise and group-level performance clearly.
We implement consolidation-ready reporting templates and processes so inter-company balances, project results, and overall group performance are consistently tracked and understood.

MIS, Budgeting & Cash Flow System

Control profit and cash on a regular basis.
We set up simple MIS, budgeting, and cash flow templates that your team can use month after month — implemented once, usable without ongoing dependency.

Pricing & Margin Review (Product / Project-wise)

Selling more doesn’t always mean earning more.
We review pricing and margins to identify under-pricing, cost overruns, and areas where profit is leaking — and suggest practical corrections.

Tax Optimisation & Contract Structure Review

Reduce tax leakage through the right structure, not risky shortcuts.
We review tax positions, contracts, and business or project structures to minimise unnecessary tax outflow while protecting post-tax profit in a compliant manner.

Government Assistance & Funding Support

Funding works only when numbers are ready.
We prepare financial data, reports, and documentation required for government schemes and funding discussions, improving readiness and reducing funding friction.

Not Sure Where to Start?

You don’t need perfect data or clarity before reaching out. If profit feels tight, cash is unpredictable, or decisions are being taken without reliable numbers, a short discussion can help identify where improvements are needed first.

SME Financial Management Support – What We Cover

Our SME Growth Plan helps businesses build practical financial systems for day-to-day decision-making. This includes SME financial management, MIS for SMEs, standalone and consolidated financial reporting, budgeting and forecasting, pricing and margin analysis, cash-flow management, and funding readiness.
All financial systems, MIS, and reports are designed and implemented based on your business structure, GL setup, and decision needs — not as ready-made templates. This ensures promoters and teams can rely on the numbers regularly, without confusion or rework.
In practice, the success of these systems also depends on using accounting software that business owners can actually use on a daily basis. For this reason, we often recommend simple, owner-friendly accounting tools for invoicing, GST tracking, inventory visibility, and cash control.
You can see the accounting software we commonly recommend for small businesses here →
👉 [View our recommended accounting software for SMEs]
We design MIS, reporting formats, and workflows that align with the software you use, so financial data flows smoothly into decision-ready reports — helping you improve profit visibility, control cash flow, and approach tax or funding matters with confidence.

Frequently Asked Questions about the SME Growth Plan

These are common questions SME promoters ask before starting. The answers below explain how we work and what to expect.

The SME Growth Plan helps businesses improve profit visibility, control cash flow, fix pricing and margin issues, and build a reliable financial decision-making system. We focus on cleaning up numbers, setting up usable MIS and reports, and making profit and cash clearly visible for regular business decisions.

No. We do not use generic or ready-made templates. All MIS, reporting formats, and financial structures are custom-designed based on your business model, GL structure, and decision needs. The goal is usability, not cosmetic reporting.

Yes. We analyse product-wise, project-wise, or service-wise pricing and costs to identify break-even points, margin leakage, and under-pricing. This helps businesses understand where profits are made, lost, or blocked and what corrections are required.

Yes. We set up standalone and consolidation-ready reporting where required.
As part of this, we map your existing GLs and entity structures one time and design a consolidation format that can be used consistently going forward. Once implemented, the same structure can be reused every period without rework, making group-level and project-level performance easy to track and compare.

Yes. All systems are designed to be simple, practical, and repeatable. We focus on reports and MIS that your internal team can use month after month without ongoing dependence or complex tools.

Absolutely. The SME Growth Plan prepares lender-ready numbers, including clean financials, MIS, cash flow visibility, and supporting data required for funding, working capital, or government assistance discussions.

This is hands-on implementation, not just advisory. We actively set up the systems, reports, and structures and ensure they are usable in real business scenarios — not theoretical recommendations.

This plan is ideal for SMEs, startups, and growing businesses where profits are unclear, cash flow is tight, pricing decisions are uncertain, or numbers are not reliable enough for confident decision-making or funding discussions.