Investment & Wealth Planning

A calm approach to investing for Indian residents. Learn asset allocation, risk profiling, and how to choose between index funds/ETFs, mutual funds (SIP/SWP), bonds, deposits, and gold. We cover tax efficiency (capital-gains rules, indexation, debt vs equity treatment), rebalancing discipline, and evaluating products beyond past returns. You’ll find explainers on expense ratios, tracking difference, credit risk, and duration, along with simple checklists for fund selection. Our aim: a diversified, low-cost portfolio you can actually stick with. Advanced pieces explore factors, international allocation, and goal-based drawdown strategies.