Personal Finance

Practical Personal Finance guides to help you manage money with confidence. Start with budgeting systems, emergency fund rules, and smart use of credit/loans. Understand insurance basics (term, health, accident), tax planning under the New/Old Regime, and how to evaluate EMIs and prepayments. We explain retirement options like EPF, PPF, NPS, and how to align goals—education, home, travel—into a simple plan. Articles emphasise behaviour: automating savings, avoiding common biases, and tracking progress with lightweight templates. Use this category to build a resilient plan that protects your family and grows your wealth without complexity.